Financing for Cremation Equipment

FT and Live Oak Bank have partnered to make it easier to grow and update your funeral home business.

FT has used its many years of experience and expertise in the field of international cremations to develop extremely reliable and user friendly systems for all types of crematoriums. All FT systems are built upon the principles of reliability, innovation, sustainability, safety and (cost) efficiency.

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Live Oak Bank specializes in lending to funeral homes with a competitive loan product, a dedicated funeral home lending team and the commitment to make quick loan decisions. Loan amounts from $75,000 to $5 million are available, depending on your loan needs.

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Loan Advantages

$75,000 to $350,000

  • 10 to 25 year terms
  • Rates not to exceed 6.25%*
  • Minimal equity and collateral requirements
  • No prepayment penalties on loan terms under 15 years
  • Pre-qualify in 20 minutes or less and receive approval within 48 hours of submitting full application
  • Fast closings, generally within 30 days

Loan Advantages

$350,000 to $5 million

  • Up to 10 year terms for equipment and working capital
  • Up to 25 year terms for real estate
  • No prepayment penalties on loan terms under 15 years
  • Cash flow based loan
  • Minimal equity and collateral requirements

What You Need to Qualify

Must have been in business for at least 12 months

A credit score of 650 or greater

No prior personal or business bankruptcy

Stable cash flow to support the loan request

Estimated Monthly Payments

Loan Amount $75,000 $100,000 $150,000 $250,000 $350,000
Monthly Payment $925 $1,200 $1,775 $2,950 $4,000

Estimated monthly payments based on a 10-year loan.

Streamlined & Efficient

Live Oak Portal technology simplifies the loan process from application through funding, with real-time transparency so you know what’s happening through every step.

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* Our rates are based on Wall Street Journal Prime plus a percentage, not to exceed 2.75% on a variable basis. Fixed rates may also be available. Because each business, and business owner’s situation, is unique, we evaluate the rates on a loan-by-loan basis. Your specific rate will be solidified in a loan proposal once this evaluation is complete.

This loan program is for Facultatieve Technologies customers only. It is not available to members of the public. Live Oak Bank is a separate entity from Facultatieve Technologies.